Client Services – Services for Renters – Fresh Start Basics

One of the first steps to establishing financial security is obtaining a checking account at a reputable bank. A checking account allows you to conduct financial transactions easily, from a distance, offers a safe place to store your funds, and helps to establish credit. Plus, most consumer banks offer these services at far lower prices than those charged by private check cashing businesses.

Our FreshStart Banking Basics is a self-study program, which teaches you everything you need to know about how to open and maintain a checking or savings account. You will learn what is required to open an account, what types of fees are standard and how to find the lowest fees possible, as well as how to maintain your account in balance and good order.

Typically, to open an account you will need a picture ID and your Social Security card. This account will allow you to make deposits, either with checks, cash or direct deposit. Then you can pay for items online, with a debit/credit card, or by check. It’s easy and convenient.

Fresh Start will help you learn how to assess the variety of accounts and fees, in order to get the account that is best for you. We also cover savings accounts, and financial instruments that are commonly offered by consumer banks, such as CDs and Money Market Funds. In addition, we cover practical aspects and skills, such as how to reconcile or balance your checkbook, how to read bank statements, and how to maintain a positive banking relationship and improve your credit scores.

Contact Mission of Peace National Corporation today, to learn how to get your Fresh Start, to learn about banking and how to establish your own bank account.