Client Services – Services for Existing Homeowners – Foreclosure Counseling Services

Many home owners faced with financial difficulty, struggle in silence. Unaware of the technical legalities of the process and unaware of their rights, homeowners can easily be taken advantage of by aggressive collection agents.

Mission of Peace National Corporation advises those who are behind in mortgage payments, or even struggling, to contact our offices as soon as possible. Don’t talk to the lender or agree to any sort of modification, don’t stop payments and don’t wait as the problem gets worse. Owners have far more options early in the process; therefore the sooner an owner meets with a MOPNC counselor, the more options will be available.

MOPNC can negotiate with the lender on the behalf of the homeowner. We know and understand the law. We know the rights of homeowners. We also know the requirements for the many programs available to struggling homeowners and which lenders participate in these programs.

As with most MOPNC services, the first action to take is a complete review of your current resources and budget. For many people, the primary cause of their housing difficulty is the loss of a job, or a reduced income. A mortgage that was easily manageable four or five years before may simply be overwhelming in the current economic climate. These individuals are primary candidates for mortgage modification programs. READ MORE